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We had a great time at our Customer Appreciation Celebration! Thanks to all of you who came out and contributed to support the local food bank.
# Carol Bryan Agency
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With the holidays right around the corner, stop into to our Stroudsburg office and join us in supporting Toys for Tots. Drop-Off unwrapped, unused toys for underprivileged kids. Come help a great cause
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1 152 hours ago
Does a #HomeownersAssociation need insurance? The answer is a resounding yes! Every Homeowners Association needs a comprehensive insurance policy to protect itself from a range of casualty losses. It’s vital that these associations have complete coverage and that they renew every year
Did you know only about half of Homeowners associations will renew their insurance policies, and of that half, only 25% maintain adequate coverage? While most HOA’s have policies on the books, most don’t even know what they have. As an agent, it’s your job to educate your policyholders so they understand how important it is to renew every year. There is no better peace of mind than for them to know that their organization is completely covered
You’ll want to make sure you talk to the policyholder about the different types of insurance imbedded in an HOA insurance policy
Property insurance: #HOA Property insurance covers the property in case of damage from the covered perils in the policy
Liability Insurance: HOA liability insurance protects the HOA in the case of an accident or injury on the common areas shared by the HOA, like hallways, private roads or walkways
Directors and Officers liability insurance: Sometimes referred to as D&O insurance, protects officers and trustees from being held liable while performing their duties for the Association.